In terms of which vehicle gets stolen and ripped off the most, there’s something about the early 90’s and Hondas. The most stolen vehicle in Washington State was the 1992 Honda Accord followed by the 1995 Honda Civic. Those are the exact same #1 and #2 from 2007, apparently when car thieves like something, they really like it.

Check out the full 2008 Hot Wheels Report from the National Insurance Crime Bureau.

Here are the Top 10 Most Stolen Vehicles in Washington State

1.     1992 Honda Accord

2.     1995 Honda Civic

3.     1990 Toyota Camry

4.     1995 Acura Integra

5.     1994 Nissan Sentra

6.     1995 Jeep Cherokee/Grand Cherokee

7.     1994 Saturn Sl           

8.     1995 Nissan Pathfinder

9.     1994 Ford Explorer

10.  1993 Dodge Caravan

For tips on vehicle theft prevention check out the Northwest Insurance Council website.

If you’ve ever uttered this phrase after a car accident, chances are you weren’t happy about it. Surprisingly this happens a lot in the state of Washington.

According to the Insurance Research Council, in 2007 Washington had the 10th highest uninsured motorist rate in the entire country. The national average for uninsured motorists was at a rate of 13.8% in 2007, with the state of Washington owning a rate of 16%.

But why? According to those in the insurance industry, it comes down to jobs and the economy.

“There’s a strong correlation between the uninsured motorist and unemployment,” cites Darrin Sanger, Communications Director of the Northwest Insurance Council. “And according to the study, with national unemployment rates going up, so are uninsured rates. With all those rates going up, we can expect overall insurance rates to go up as well.”

Insurance rates are based upon stats and history generated from research studies. Insurance companies use these numbers to set what they charge in their rates. Those who drive without insurance make a significant impact on those overall rates.

“Uninsured and under insured motorists cost insured motorists over $80 million in Washington state, claims Sanger. “It’s something we all pay for.”

What’s the solution if you’re involved with someone without auto insurance and you don’t have adequate coverage?  Small claims court or cash settlements are the most likely solutions. But in any loss the NW Insurance Council encourages drivers to fill out an accident/police report, take pictures, and get information from the other drivers, and witnesses.

“Contact your insurance provider if there’s been any accident,” says Sanger. “They can tell you all you need to know about rates and how they handle uninsured motorists.”

Top 5 Uninsured Motorists States for 2007
1. New Mexico
2. Mississippi
3. Alabama
4. Oklahoma
5. Florida
*10.  Washington

To find out more about auto insurance rates check out the Northwest Insurance Council website.